In simple words,

AP - Fannie Mae warned investors Wednesday that its losses would mount next year from bad home loans, even as the mortgage finance company took steps to stabilize its finances.

AP - Late payments on a cluster of consumer loans, including those for autos, home improvement and certain home equity loans, climbed in the summer to their highest point since the country

For years, the Capitalization Rate of an income property has been the standard by which properties are analyzed and valued. However, the hypotheticals