Many first time home buyers are not aware of the resources they have at their disposal. As a result, they make hasty decisions, only to regret them later. However, such resources ensure a smooth buying process. Learn more about our first time home buyer pr

After an economic event like foreclosure, short sale or bankruptcy, your credit score will take a hard hit. While looking for a new mortgage, your score may cause lending agencies to turn you down.

Back to Work mortgage loan program, which gives borrowers who have faced an economic event a second chance to accomplish successful home ownership. Economic events include crises like foreclosure, short sale, deed-in-lieu, Chapter 7 bankruptcy and loan mod

A Back to Work home mortgage loan program requires satisfactory credit, which takes a significant hit after an economic event. Credit scores below 500 are not allowed in the program, but borrowers with no credit score remain eligible.

1st Alliance Lending is a Back to Work Program Lender that will work closely with you to help you navigate your options for returning to home-ownership. We will guide you every step of the way.

Lenders who offer the Back to Work program only accept borrowers who have satisfactory credit for at least 12 months. Credit histories with late housing, installment debt payments, delinquency and other derogatory credit issues are not accepted in the pro

The “Back to Work” program allows families to apply for a new loan only 12 months after losing a home, the FHA’s new waiting period does not imply that everyone will automatically qualify. For those interested, it’s important to understand eligibility whil