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Large fees should be a sign for you to stay away. Brokers that invest your money long term will charge money for the service. These fees majorly affect your
  
Eat like a local would to save money in a foreign country. Hotel restaurants should only be your last resort. Do some online research, or ask around, and find
  
You need to assess the balance in your portfolio each year. Re-balancing your portfolio helps realign your investments as well as your goals and risk tolerance.

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