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When you get paid, the first thing you need to do is put some money into savings. Saving money left when the month ends will not likely to happen. If you know
  
Use at least two credit cards but no more than four. If you use one card, it could take longer to build your good credit score. Using four or more cards could
  
Signing up for a frequent flier reward program is a great way to save money or be rewarded if you fly often. Most credit cards have some sort of rewards program
  
Small changes can have a big impact on your budget. Giving up your morning coffee, daily candy bar or even soda can add up over the year. This can help you save
  
Article by Kevin Smith At some point or other, most of us have borrowed too much money and have put ourselves in terrible credit card or other similar

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