Carry an envelope with you at all times. Use an envelope to put all of your cards and receipts in. This way you can ensure you have all the documents you need
When you receive your paycheck and quickly learn that the money is all gone once you have paid for your expenses, search for the non-essentials that you could
Make sure that you are using between two and four credit cards to bring up your credit score. Using one credit card will make it harder to build your credit up,
