Your emergency fund should have three months of income in it at all times. Every month, put ten percent of your income into a savings account. If you have the
It is critical for your personal finances to have a way of safely disposing of your old financial papers. Buying a shredder is the most straightforward way to
If credit card payments can slip by you, then think about setting up an automatic payment through your credit union or bank. Even if you are unable to pay your
