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Try raising your credit score to 740 or above if you want to qualify for a mortgage with good rates. Having a score of 740 or above will net you lower interest
  
For young people who are attempting to save a lot of money, they need to look into compounding interest. Open a savings account. Deposit a portion of your
  
Swap energy-efficient CFL bulbs in to replace older, incandescent ones. These bulbs will save you money and save the environment at the same time. As an added

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