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Article by Dan Delgado In life one must have a game plan to enjoy it. In order to eliminate the debt we have accumulated we must also have a game plan to
  
When using a broker, it is very important that you choose someone that you can really trust. Check their references, and ensure that they tell you everything
  
To make sure your credit cards are paid on time, set up automatic bill pay at your bank. You may not be able to pay off the whole balance each month, but

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